1. Mortgage Advice

Speaking to an expert in this field will guide you towards the right lender

Whether you are applying for your first mortgage, re-mortgaging or securing a mortgage for an investment property – speaking to an expert in this field will guide you towards the right lender. Independent Mortgage Advisers will take into consideration your personal circumstances, your plans for the future, the lending criteria set out by the banks and building societies and then source the best options from across the whole mortgage market that meet your requirements across the term of the mortgage.

Due to the recent Mortgage Market Review, new reforms are in place which involve lenders going thorough screening processes to double check borrowers can definitely afford the mortgage repayments, based on their specific income and outgoings. Whole of market Independent Mortgage Advisers will guide you through the entire process and obtain as much of the relevant documentation and paperwork upfront to support each application and minimise any disruption caused, this will save time when you find a suitable property.

Deciding how much you wish to /can borrow will give you the confidence and understanding of your budget that you require which will put you in the best possible position when making an offer on the property you wish to buy.

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At Lang Town and Country we maintain the highest professional standards by conforming to guidelines set by the industry’s leading bodies, including the Association of Residential Letting Agents and the National Association of Estate Agents.

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