There are three main types of survey; a Mortgage Valuation, a Homebuyer Report and a Building Survey.
If you require a mortgage then your bank will normally insist on Mortgage Valuation to establish that the property is good security for the loan. Although you probably pay for the Mortgage Valuation you would not normally get a copy of the report and therefore we would always recommend having your own survey done in addition.
- A Homebuyer report is for more conventional residential property built within the past 100 years and includes a detailed visual inspection of all aspects of the property that are available for inspection.
- A Building Survey (also referred to as a full or structural survey) is suited to older properties, or properties which may have different forms of construction or undergone major changes. A detailed inspection of all visible areas of the property is undertaken.
Should you require a local recommendation for a Registered Institute of chartered Surveyors (RICS) contact that are qualified, trained and provide property surveys across Plymouth Travel to work region.
Often a professional survey can help you avoid expense in the future by highlighting defects you may not have spotted but as a minimum it should reassure you that everything is okay with the property.
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