Finding Your New Home

1. Take Mortgage Advice

Speaking to an expert in this field will guide you towards the right lender and your new home.

2. Know Your Budget

Buying a property is likely to be one of the largest transactions you ever make, so it's important to know your budget.

3. Determine Requirements

Online search tools have made the process of finding property easier than ever.

4. Viewings

Plan ahead particularly if you are traveling out of area, weekends are often the busiest day.

5. Make an Offer

Congratulations - you've found a property you want to buy. The next step is to reach an agreement.

6. Conveyancing

Conveyancing is the process by which the legal transfer of property from one person to another is made.

7. Surveys

There are three main types of survey; a Mortgage Valuation, a Homebuyer Report and a Building Survey.

8. Exchange Of Contracts

The exchange of contracts is the legally binding part of the process. This is when you hand over a deposit.

9. Completion Day

This is the day the balance of the monies is transferred and the day on which you will get the keys.